Chancellor Rishi Sunak has announced the availability of 95 per cent mortgages, which will come into play in April 2021. With Prime Minister, Boris Johnson, declaring his goal to 'turn Generation Rent into Generation Buy’, this will make a substantial difference to those looking to purchase a home under £600,000, where only a five per cent deposit will be required. This scheme will solely be available to buyers of properties costing up to £600,000, which accounts for 86 per cent of all homes currently on the market in the UK, according to Rightmove. The scheme will end on December 31 2022. What are 95 per cent mortgages? Also known as a 95 per cent LTV (loan-to-value) mortgage, this covers 95 per cent of a property's value, meaning buyers will only need to afford the remaining five per cent. Buyers can now save up to a third of what they would have had to pay prior to this announcement, as until now, most mortgage lenders were offering up to...Read more >>
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We had an excellent experience with Fine & Country King\'s Lynn. Lili was very helpful throughout the whole process and kept us well informed at each stage. Highly rec... Read full reviewReview Added: Sep 6th, 2021
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