Top 10 best places to retire around the world: from Portugal to Panama

Top 10 best places to retire around the world: from Portugal to Panama

After working hard for many decades, we all deserve a great retirement. But where are the best places to spend the post-working years? From Barbados to Budapest and Australia to America, here is our pick of the best. 

1. Portugal 

Portugal is one of the most popular places for Britons’ to retire to. It has a beautiful sunny climate and offers a lower cost of living than many places in Spain. The endless coastline stretches out alongside historic towns, making this the perfect location to enjoy a slower pace of life. 

You will be in good company, with more than 60,000 British people living in the country already. Retirees usually prefer the Algarve for the beaches, golf courses, and restaurants. The country offers generous tax incentives, which have tempted many retirees already. 

Large luxury villas in the Algarve cost up to 10,000,000 EUR, while a two-bedroom apartment in Lagos can cost around 200,000 EUR. 

Click here to go to Fine & Country Portugal. 

2. Barbados

If you are looking for a tropical climate with world-class beaches, Barbados could be for you. The Caribbean island is only 21 miles long, so fellow retired expats will not be too far away. Much of the island is surrounded by coral reefs, so it’s the perfect place for snorkelling and scuba diving. 

Retiring here is straightforward. Those over 60 with sufficient income can apply for Immigrant Status. After five years, it is possible to apply for Permanent Residency. 

Luxury five-bedroom villas on the island can cost the equivalent of up to £20,000,000. A townhouse with two or three bedrooms can cost around £200,000. 

3. Spain

Spain is the number one destination for British people choosing to live abroad, with more than 300,000 permanent residents in the country. There are lots of options, with large expat communities in the seaside resorts of Costa Blanca and the Costa Del Sol, as well as the Canary Islands. It’s the perfect destination for those who have holidayed in the country throughout their lives. 

Retirees are attracted by affordable homes by the sea, low living costs, and a fantastic climate. Plus, pensioners are entitled to state healthcare and there are great links back to the UK for visits home. 

In the affluent area of Marbella on the Costa Del Sol, 12-bedroom lavish villas can cost 40,000,000 EUR. At the other end of the market and in-land, a two-bedroom apartment or townhouse in a village can cost 120,000 EUR. 

Click here to go to Fine & Country Spain. 

4. Australia 

This huge country is a beach-lover's paradise, with more than 30,000 kilometres of coastline. It doesn’t often get unbearably hot like South Asian countries, and cold weather like in Britain is rare. 

Those over 55 can apply for a standard retirement visa, which is valid for four years. After that, the visa can be renewed every two years on a rolling basis. This visa does require 750,000 AUD of assets and a minimum net yearly income of 65,000 AUD, including pension income.

Five-bedroom houses with incredible views in Sydney can cost 10,000,000 AUD. A three-bedroom home in the area can cost 650,000 AUD. 

Click here to go to Fine & Country Australia. 

5. Norfolk, UK

Retiring abroad isn’t for everyone. Those who want to stay close to family members should consider retiring in North Norfolk. Nearly 30% of the population is retired, so there are lots of things to do for the older generation. 

The large beaches, old fishing villages and delicious fish and chips make this a great place to retire to and enjoy the outdoors. 

Near the seaside, a spacious five-bedroom home can cost £645,000. Terraced homes start at around £140,000. 

Click here to contact Fine & Country North Norfolk

6. Florida, USA

The Sunshine State is one of the most popular retirement destinations in the US. There are endless stretches of coastline and waterways, with lots of options to have a beautiful beach house in a secluded location. It is a retirement dream. 

Getting a visa is not so straight forward. There is no specific retirement visa, so many people choose to stay in the country for six months of the year, usually the winter months when the warm weather is welcome, and move back to the UK for the summer. A type of tourist visa will allow residency for half of the year. 

Waterside properties in the desirable areas of Miami can cost over $30,000,000. Smaller waterfront properties can be bought for $400,000. 

Click here to contact Fine & Country USA

7. France 

“The French climate, food, wine and the laid-back French lifestyle along with the excellent healthcare are some of the reasons that more and more people are choosing to retire to France,” says French Entree.  

The Mediterranean regions of Provence or the Languedoc are some of the most popular as they have the warmest climate. Others prefer to search for a picturesque French home in the countryside with easy access to fresh produce. 

In the Provence region, historical villas can cost up to 10,000,000 EUR. In land, a three-bedroom house can cost upwards of 300,000 EUR. 

Click here to contact Fine & Country France

8. Panama 

Surprisingly, Panama has become one of the world’s top retirement locations. 

“Beautiful beaches, lush mountains, rich biodiversity and a capital city that rivals many US and European cities in terms of culture, atmosphere and conveniences entice expats from around the world in search of new experiences and a change of scenery during retirement,” says Investopedia.  

It’s easy to move to the country. The Pensionado Visa is suitable for anyone with a monthly income of $1,000. As well as residency, the visa gives great discounts, including 25% off flights (domestic and international), 50% off entertainment, 30% off public transportation and 25% off restaurants. 

Luxury properties on the sea front can cost up to $2,500,000. Detached homes start at around $300,000. 

9. Canada 

This North American country may not have the hot climate of some of our other choices, but it is a fantastic place to retire. With a laid-back atmosphere, locals who speak English, and stunning scenery, this is a place to get back to nature and enjoy the good life. 

Similarly to the USA, a tourist visa is acceptable if you want to live in Canada for six months of the year and return to the UK for the other half. Obtaining permanent residence is more difficult, and it is easier to obtain for working professionals, rather than retirees, so start thinking about moving to Canada early if it is your dream retirement location.

A luxury mansion-style home on the outskirts of a major city can cost the equivalent of £3,000,000. Dethatched homes in rural areas start from around £220,000. 

10. Malaysia 

The locals are friendly in Malaysia, and many speak English. Malay, Chinese and Indian restaurants can be found all over the country, so it is a foodie heaven for many. The main draw to Malaysia is the natural beauty. The countryside is stunning, with endless green hills, and the beaches are beautifully white and sandy with transparent water. 

Pensions sent over from abroad are not taxed, and the cost of living is very low, so it’s a great way to live. It is easy to apply for a visa, which has a minimum monthly income requirement. 

A seven-bedroom home in a prime location in Kuala Lumpur can cost up to £3,000,000 and a five-bedroom property can cost over £400,000. 

Are you thinking of buying property abroad? Click here to see all the Fine & Country offices around the world. 

11th Aug 2017

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